The Municipality of Chatham-Kent will not be held responsible for your losses unless you can provide evidence that the Municipality committed a negligent act or omission which resulted in a loss.
We suggest that in all cases of loss or damage you contact your insurance company or broker. Depending on the type of property damaged, and the insurance policy you purchased, you may be eligible for compensation from your insurance company.
Like most Canadian municipalities, the Municipality of Chatham-Kent only compensates when it is legally obligated to do so. This approach helps to reduce costs for the taxpaying public who bear the cost of these claims.